Over the last decade a number of free / open source database environments such as PostgreSQL and MySQL have emerged to challenge the traditional players like Microsoft SQL Server and Oracle. Like PostgreSQL and MySQL, SQLite has found favour with lone developers using limited data sets or developing lightweight applications. Even users of SQL Server Express Edition have moved to SQLite, where compatibility with the full edition of SQL Server isn’t a significant requirement.
Navigating the Implementation of VM-22 with Mo.net
The U.S. insurance industry is undergoing a major shift in how it calculates statutory reserves for fixed annuity products. Leading this transformation is VM-22, a new reserving standard that officially became mandatory in 2025 for many non-variable annuities. With its adoption, insurers are moving away from traditional formula-based methods and embracing a more nuanced, principle-based approach—one that better reflects the complexity and risks of modern annuity products.
Using a Web Data Source with Mo.net 7.7
Back in January, I outlined an approach for sourcing model assumptions at run time using a web data source. This approach used some custom code and a third party DLL to connect to the data source endpoint and digest the response. Following the release of Mo.net 7.7 this has just become much more straightforward.